Xapo is a Hong Kong-based company that provides a bitcoin wallet combined with a cold storage vault and a bitcoin-based debit card. Xapo was founded with the aim of making the bitcoin currency more secure and accessible. The Xapo Wallet operates through a mobile app and online and includes the ability to transfer funds to and from the Xapo Vault. In April 2014, Xapo introduced a debit card that will link to the user’s Xapo Wallet and will function like a standard debit card, except that it is backed by bitcoins instead of traditional currency. In May 2015 Xapo moved its headquarters from Palo Alto, California to Zurich in Switzerland. In July 2017 Xapo was granted a European e-money license in Gibraltar allowing it to provide electronic fiat money custodial and transfer services. Xapo develops and delivers online and offline security solutions for Bitcoin. The Company offers Xapo Vault, that keeps Bitcoin offline and protects them from possible attacks for long term savings, and Xapo Wallet providing a way to manage funds for day-to-day purchases through its online paltform and mobile application.